OP Corporate Gold

Prices as of 1.6.2022

Terms and conditions (pdf)

Annual fee/card (15 days payment term) 40 €
Annual fee/card (20 days payment term) 50 €
Annual fee/card (25 days payment term) 60 €

Card renewal during the current validity period

(e.g. change of name, replacement card)

15 €
Change of PIN (card must be changed) 15 €
Individual paper invoice /invoice 2 €
Individual e-invoice/electronic invoice 0 €
Combined invoice (paper or electronic invoice) 0 €
Overdue interest 16 %
Reminder fee, combined invoice 40 €
Reminder fee, individual invoice 10 €
Change of due date 10 €
Payment agreement 15 €
Change of credit limit  15 €
Balance certificate  10 €
Certificate of credit history  25 €
Cash withdrawal fees (% of amount withdrawn)  2 € + 3 %
Acquiring of new customer contact information 10 € 
Other investigation, per started hour  130 € + VAT
Exchange rates (event log date) Non-euro purchases and cash withdrawals are converted
to euro by using Mastercard exchange rate added with: 2%
Credit interest*  3 month Euribor + 10 percentage points
Daily transaction files to your Travel Expense System  350 €/year
Monthly matching file for your Travel Expense System  150 €/year
Debt collection fees are managed by Intrum  
Copy of invoice** 32 €
Invoice older than 6 months: 45 €
Cardholders list** 65 € 
Update employee ID, more than 10 cards** 130 €
Balance request per organisation number 150 €
Replacement card** 20 € 
Paper application** 65 €
Cancellation of card** 13 €
Re-order PIN code** 20 €

* Minimum to pay 20%, no less than 500€.
** In the OP Corporate Gold card management you can find copy of invoices, cardholders list and update employee ID, free of charge.

Read more about OP Corporate gold card management

Some of our services are subject to VAT accordingly to applicable VAT legislation.

Cardholder dispute

Did the goods you ordered never arrive? Have you been charged more than once for the same purchase?

If something has happened, you first need to contact the merchant to try to solve the issue. Should you not receive any help from the merchant you are welcome to dispute the transaction with us.

Make a dispute